Most retail stores nowadays often have their own credit card for their loyal customers. These customers often use the credit card to make purchases exclusively at the store and get rewards for doing so. One of the best examples of this is the Sam’s Club Credit Card.
Sam’s Club Credit Card is a credit card meant for loyal members of Sam’s Club or regular customers. It has features that include cash back, welcome offerings, and many more.
If you’re already a member of Sam’s Club, the Sam’s Club Credit Card is your best option to enjoy shopping at these amazing stores. You can learn more about the Sam’s Club Credit Card and how to apply for the card with the article below.
Sam’s Club Credit Card Key Features and Highlights
The Sam’s Club Credit Card is one of the most popular store credit cards that rewards its cardholders with tons of perks and features.
You can’t get enough of the rewards that this credit card offers especially if you shop exclusively at Sam’s Club.
Check out all the key features and highlights of this amazing credit card below.
Get Statement Credit by Signing Up
The rewards of using a Sam’s Club Credit Card start at the moment you sign up for the card. You can get a $30 statement credit when you sign up and open a Sam’s Club Credit Card account.
Cardholders only need to make a purchase or transaction worth $30 within 30 days to get the reward.
You can use the statement credit on your next bill or have it deposited into your account for later use.
Receive Cash Back Every Time You Use the Card
When you use the Sam’s Club Credit Card for gas purchases, you are entitled to receive 5% cash back on the total amount that you incur.
You also receive 3% cash back on dining and takeout and another 1% for any other purchase you’ve made with the card. Cardholders get even more cashback rewards when they choose to upgrade their membership status to Plus and receive 3% cash back on eligible purchases with purchases within Sam’s Club or online purchases.
You also get an additional 2% from upgrading to a Plus membership which increases your cash back rewards up to 5%.
Redeeming Your Rewards
All of your cashback rewards are digitally stored or loaded into your membership card so you can use it for future purchases.
You can use your Sam’s Club Credit Card as your membership card but if you want to redeem and use your cashback rewards, you will need to present your membership card on checkout.
This can also be done on purchases made online through their official website.
Mobile App and Contactless Payments
When you download the Sam’s Club mobile app, you can link your credit card to your account and manage all of your transactions through the app.
You can make transactions, check your history, and even track your spending using the mobile app. The best part is that you can also use the app to easily make purchases and use it to make contactless payments.
This lessens the risk of having your credit card used for unauthorized transactions leaving you worry-free.
Interest Rates and Other Details
With the Sam’s Club Credit Card, you will be charged with a regular APR of 20.40% to 28.40% interest rate for purchases. There are no introductory offers or balance transfer offers with the card.
Fortunately, you don’t have to pay an annual fee to maintain the card or any other membership fee to apply for the card. You only have to pay for your Sam’s Club membership to be eligible to apply for the card.
How Does the Sam’s Club Credit Card Work?
Sam’s Club has five credit cards to offer to its members. Two of these include the Sam’s Club Credit Card which also acts as a primary or principal card while the other three are for business customers.
The cashback rewards that you get from the Sam’s Club Credit Card depend on the membership that you have at Sam’s Club.
As mentioned above, Plus members get more cashback than regular members with this credit card. Make sure that you upgrade your membership if you wish to claim more rewards and perks.
Contact Information That You Should Know
You can learn more about the Sam’s Club Credit Card through their official website or you can contact their customer service hotline at (800) 964 – 1917 for inquiries and other requests.
You can also visit Synchrony Bank’s main office located at 777 Long Ridge Road Stamford, CT 06902.
How to Apply for the Sam’s Club Credit Card
Applying for the Sam’s Club Credit Card has been made a lot easier now that it has become more accessible for applicants.
There are a lot of ways for you to apply for the Sam’s Club Credit Card and you can even get approval on the spot.
Check out any point of sale which includes Scan & Go to apply or you can check out their Member Services desk to apply for the card. You can even use their mobile app to apply for the Sam’s Club Credit Card and receive approval within minutes.
Applicants can also check any Synchrony branch and inquire about the Sam’s Club Credit Card to apply.
Requirements to Apply for the Sam’s Club Credit Card
All you need to do to apply for the Sam’s Club Credit Card is to be a Sam’s Club member first. There will be a separate list of requirements to become a Sam’s Club member that can be found on their official website.
Additionally, they might require you to provide them with certain documents such as your income records or bank statements to ensure that you’re capable of paying your debt.
You can also apply to become a Sam’s Club Plus member and unlock even more features and rewards.
Conclusion
The Sam’s Club Credit Card is an ideal rewards credit card for existing members who want to make the most out of their membership. You can spend more and get to earn more cashback and other rewards with this amazing credit card. If you’re one of the millions of loyal customers of Sam’s Club, don’t miss out on the rewards and sign up for the card today!
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.
